Your trusted partner in insurance and financial planning
Protecting Your Future, Simplifying Your Present
At Med Advisors, Inc., we understand that every family and every individual has unique needs. That's why we offer personalized solutions in health insurance, life insurance, and retirement planning. With over a decade of experience serving the Hispanic community in the United States, we are proud to be your trusted guide in the complex world of insurance.
Our commitment is simple: to provide you with the peace of mind you deserve. Whether you are looking for Medicare coverage, protection for your family, or tax planning for your retirement, we are here to advise you every step of the way. We speak your language, understand your culture, and value your trust.
Our Specialized Services
We offer a comprehensive range of insurance and financial planning solutions designed to protect what you value most.
Medicare and MAPD
We help you navigate the complex options of Medicare, including Medicare Advantage Plans (MAPD)
Medicare Supplements (MedSUP)
Medigap plans that cover costs not paid by Original Medicare
ACA/Obamacare
Marketplace health plans for those under 65 with available subsidies
Life Insurance
We offer life insurance to protect your family, covering everything from mortgages to final expenses
Retirement and Annuities
We design retirement planning strategies, including annuities and savings solutions
Medicare: Your Health Coverage After 65
Understanding Medicare can be complicated, but it doesn't have to be. At Med Advisors, we help you navigate the different parts of Medicare and choose the plan that best suits your medical needs and budget.
01
Initial Assessment
We analyze your current health situation and your specific medical needs
02
Plan Comparison
We review together the available options in your area, including costs and benefits
03
Assisted Enrollment
We guide you step-by-step through the enrollment process, without complications
04
Continuous Support
We are here for you all year round, not just during the enrollment period
Original Medicare includes Part A (hospital) and Part B (medical). But many beneficiaries need additional coverage, and that's where Medicare Advantage plans and supplements come in. Our team explains everything to you in clear language, without complicated jargon.
Medicare Advantage Plans (MAPD)
Medicare Advantage plans offer an all-in-one alternative to Original Medicare. These plans, also known as Medicare Part C, are offered by private insurance companies approved by Medicare and often include prescription drug coverage, dental, vision, and hearing.
Key Advantages
  • Comprehensive coverage in a single plan
  • Annual out-of-pocket spending limit
  • Additional benefits such as gym memberships and transportation
  • Improved care coordination
  • Competitive monthly premiums, sometimes $0
Each year during the Annual Enrollment Period, we review your plan with you to ensure it remains the best option for your changing needs.

Did you know? Many Medicare Advantage plans include benefits that Original Medicare does not cover, such as preventive dental and no-cost gym memberships.
Medicare Supplement Plans (Medigap)
Medicare Supplement Plans, also called Medigap, help cover costs that Original Medicare doesn't pay, such as copayments, coinsurance, and deductibles. These standardized plans give you the freedom to choose any doctor or hospital nationwide that accepts Medicare.
1
Plan G
The most popular. Covers almost everything except the Part B deductible.
2
Plan N
Cost-effective option with small copayments for doctor visits.
3
Plan F
Most comprehensive coverage, available only to those eligible before 2020.
Why choose a Medigap Plan?
  • Predictable medical costs
  • No provider networks or prior authorizations
  • Guaranteed renewable coverage
  • Travel with peace of mind throughout the U.S.
When to Enroll
The best time is during your Medigap Open Enrollment Period, the six months after you turn 65 and are enrolled in Medicare Part B. During this period, insurers cannot reject you or charge you more due to pre-existing conditions.
Affordable Care Act (ACA): Coverage for All
For those who do not qualify for Medicare or are under 65, the Affordable Care Act (ACA), also known as Obamacare, offers accessible and comprehensive health coverage options. At Med Advisors, we help you find the perfect ACA plan that fits your needs and budget, ensuring that you and your family have the necessary protection.
90%
of our clients qualify for subsidies
$0
copay for preventive care
10
categories of essential services covered
ACA plans cover a wide range of essential health services, including:
  • Preventive and wellness care
  • Maternity and newborn care
  • Mental health and substance abuse services
  • Prescription drugs
  • Rehabilitative and habilitative services
  • Laboratory services
  • Emergency services
  • Hospitalization
  • Ambulatory patient services
  • Pediatric services
These plans ensure you receive the care you need without worrying about high costs.
Many individuals and families can qualify for subsidies and tax credits based on their income, which significantly reduces the cost of monthly premiums and out-of-pocket expenses. Our team will help you understand if you are eligible and how to apply for this financial assistance.
The Open Enrollment Period is the key time to select or change your ACA plan. We will keep you informed about important dates and guide you through the process to ensure your coverage is active when you need it.
Life Insurance: Protect Those You Love Most
At Med Advisors, we understand the importance of securing your family's future. Life insurance offers peace of mind, providing financial support to your loved ones in unforeseen circumstances. We help you find the perfect policy that suits your needs, ensuring that your legacy and your family's well-being are protected.
Life insurance can cover:
  • Funeral expenses
  • Outstanding debts (mortgages, loans)
  • Family maintenance
  • Children's education
  • Inheritance taxes
We offer a variety of options for you to choose the one that best suits your situation:
  • Term Life Insurance: Coverage for a specific period.
  • Permanent Life Insurance: Coverage for life, with accumulated cash value.
Our Med Advisors team is here to guide you through the options and help you make an informed decision, ensuring the financial protection your family deserves.
Life Insurance: Protect Those You Love Most
Life insurance is one of the most important gifts you can give your family. It provides financial security when they need it most, covering immediate expenses, outstanding debts, and the future of your loved ones. At Med Advisors, we offer different types of life insurance designed to fit your budget and specific needs.
Term Life
Affordable temporary coverage
  • Lower premiums
  • Protection for a specific period
  • Ideal for mortgages and young families
Whole Life
Permanent coverage with cash value
  • Fixed premium for life
  • Accumulates value you can use
  • Guaranteed benefit
Universal Life
Flexibility and permanent protection
  • Adjustable premiums
  • Adjustable death benefit
  • Investment component
Mortgage Protection: Secure Your Family Home
Your home is likely the biggest investment of your life. Mortgage protection is a type of life insurance specifically designed to pay off your mortgage if you pass away, ensuring your family can keep the house without the burden of monthly payments.
Key Benefits
  • Your family keeps the home without financial worries
  • Coverage that adjusts to your mortgage balance
  • Simple and fast approval process
  • Affordable premiums based on your age and health
  • Flexibility to use the benefit as needed
Unlike lender's mortgage insurance (PMI), which protects the bank, mortgage protection protects your family. The benefit is paid directly to your beneficiaries, who can decide whether to pay off the mortgage or use the funds for other urgent needs.
"The peace of mind knowing my family won't lose our home is priceless. Med Advisors helped me find a policy that perfectly fits my budget."
— María G., client since 2021
Final Expenses: Dignity and Relief for Your Family
No one wants to think about it, but funeral expenses can be a significant financial burden for families during a time of grief. Final expense insurance ensures that your loved ones don't have to worry about these costs, allowing them to focus on remembering and honoring you properly.
$10K
Average Cost of a Funeral
Can reach $15,000 or more with full services
48h
Typical Payout Timeframe
Benefits paid quickly to your family
85
Maximum Enrollment Age
It's never too late to protect your family
What It Covers
  • Funeral and wake services
  • Casket or urn
  • Transportation and preparation
  • Cemetery plot
  • Headstone or marker
  • Administrative and legal expenses
Special Advantages
  • No medical exam in many cases
  • Guaranteed acceptance for certain ages
  • Fixed premiums that do not increase
  • Coverage from $5,000 to $50,000
  • Simple application process
Tax Planning for Retirement
Your retirement should be a time of enjoyment, not tax worries. Smart tax planning allows you to maximize your retirement income while minimizing your tax burden. At Med Advisors, we work with you to develop strategies that protect your assets and optimize your tax situation during your golden years.
We consider all your income sources—Social Security, pensions, retirement savings, investments—and design a plan that allows you to maintain your lifestyle while legally reducing taxes. Every dollar you save in taxes is another dollar to enjoy your retirement.
Comprehensive Tax Analysis
We evaluate your current situation and future projections
Personalized Strategy
We design a plan tailored to your objectives
Effective Implementation
We put your plan into action in a coordinated way
Annuities: Guaranteed Lifetime Income
Annuities are financial products designed to provide a stable stream of income throughout your retirement. Think of them as creating your own personal pension. By investing a lump sum or making regular payments, you can secure guaranteed monthly income that you cannot outlive, no matter how long you live.
1
Immediate Annuities
You start receiving payments almost immediately after investing. Ideal if you are already retired and need income now.
2
Deferred Annuities
Your money grows tax-deferred for years before you start receiving payments. Perfect for long-term planning.
3
Fixed Annuities
Guaranteed interest rate and predictable payments. Security and stability for conservative investors.
4
Indexed Annuities
Your growth is linked to a market index, with protection against losses. Balance between growth and security.
Each type of annuity has its specific advantages. Our team helps you evaluate which one best aligns with your risk tolerance, time horizon, and retirement goals. With the right annuity, you can enjoy your retirement knowing that your basic needs are covered, month after month, year after year.
Why choose Med Advisors, Inc.?
In a market full of options, we distinguish ourselves by our genuine commitment to your financial well-being and the quality of our personalized service.
Service in your language
Full service in Spanish, without communication barriers. We understand your culture and your specific needs.
Impartial advice
We work with multiple insurers to offer you the best options, not just one. Your interest is our priority.
Proven experience
More than 10 years helping Spanish-speaking families protect their future with effective insurance solutions.
Continuous support
We don't disappear after the sale. We are here for you in every annual review and when questions arise.
Free consultation
Our consultations are completely free. We advise you without obligation or sales pressure.
Community commitment
We are part of your community and understand the unique challenges faced by Hispanic families in the U.S.
Meet Our Leader: Alexander Hernández
CEO and Founder of Med Advisors, Inc.
Alexander Hernández founded Med Advisors with a clear vision: to make insurance and financial planning accessible and understandable for the Spanish-speaking community in the United States. With over a decade of experience in the insurance industry, Alexander has helped thousands of families find the protection they need.
His personal approach and dedication to customer service have made Med Advisors one of the trusted agencies for the Hispanic community. Alexander understands that behind every policy, there is a family with dreams, concerns, and hopes for the future.
"My mission is simple: to ensure that every family has access to the information and tools necessary to protect their future, regardless of their starting point."
— Alexander Hernández, CEO
How We Work With You
Our process is designed to be simple, transparent, and completely focused on you. From your first consultation to the implementation of your plan, we are with you every step of the way.
1
Free Initial Consultation
We discuss your needs, current situation, and goals. No pressure, no obligation. Just an honest conversation about how we can help you.
2
Needs Analysis
We evaluate your family, financial, and health situation to identify areas where you need protection or want to improve your current coverage.
3
Presentation of Options
We show you the best available solutions, comparing costs, benefits, and companies. We explain everything in clear terms and answer all your questions.
4
Informed Decision Making
You decide which option works best for you and your family. We provide all the necessary information, but the final decision is always yours.
5
Seamless Implementation
We handle all the paperwork and application process. We keep you informed at every stage until your coverage is active.
6
Ongoing Support
We conduct annual reviews to ensure your coverage remains appropriate. We are available whenever you need us.
What Our Clients Say
Our clients' trust is our greatest achievement. Here are some of their stories.
"Alexander and his team helped me understand Medicare when I turned 65. I thought it would be complicated, but they made it very easy. Now I have an excellent plan that covers everything I need."
— Carmen R., Miami, FL
"After searching for months, Med Advisors found me affordable life insurance that protects my family. The process was quick and stress-free. Highly recommended."
— José M., Hialeah, FL
"I needed help with my retirement planning and Med Advisors designed a perfect strategy for me. Now I'm at ease knowing my retirement is secured. Thank you for your patience and professionalism."
— Roberto S., Coral Gables, FL
Join our team of agents
Are you an insurance agent?
Med Advisors, Inc. is growing, and we are looking for talented and motivated agents who share our vision of serving the Hispanic community with excellence and integrity. We offer a supportive environment, cutting-edge tools, and real opportunities for professional growth.
What we offer
  • Competitive commissions and performance bonuses
  • Access to multiple carriers and products
  • Continuous training and professional development
  • Full administrative and technological support
  • Qualified leads and marketing support
  • Collaborative and motivating team environment

We are looking for agents with:
  • Active insurance license (or willingness to obtain one)
  • Passion for helping people
  • Fluency in Spanish and English
  • Unwavering professional ethics
  • Desire for growth and self-improvement
Benefits of joining Med Advisors
As part of our team, you will have access to resources that will help you build a successful and sustainable career in the insurance industry.
Exceptional Training
Training programs designed to take you from beginner to expert, with personalized mentorship from experienced agents.
Advanced Technology
Access to CRM systems, instant quoting tools, and digital platforms that make your work more efficient.
Integrated Marketing
Professional marketing materials, social media presence, and campaigns that generate qualified leads for you.
Flexible Schedule
Build your practice at your own pace. We offer flexibility so you can balance your professional and personal life.
15+
Top-tier Carriers
Access to the best insurance companies
85%
Agent Retention Rate
Our agents stay because they grow
$100K+
First-Year Earning Potential
With dedication and consistent work
Contact Us Today
We are here to answer your questions and help you find the insurance solutions you need. The consultation is free and without obligation.
Contact Information
Phone
1 (305) 399-9096
Monday to Friday: 9:00 AM - 6:00 PM
Saturdays: 10:00 AM - 2:00 PM
Email
Typical response within 24 hours or less
Website
medadvisorsgroup.com
Visit us for more information and resources
Main Office
Serving the entire Miami-Dade area
Virtual consultations available nationwide in the U.S.
Request Your Free Consultation
Complete the following process to schedule your appointment:
  1. Call us or send us an email
  1. Briefly tell us your needs
  1. Schedule an appointment at your convenience
  1. Prepare any questions you may have
  1. We meet (in-person or virtual) to assess your situation
Your Future Starts Today
Peace of mind is priceless, but protection has an accessible cost. Every day you wait is a day without the security your family deserves. Whether you need Medicare, life insurance, retirement planning, or any of our services, now is the time to act.
At Med Advisors, Inc., we don't just sell insurance policies. We build lasting relationships based on trust, respect, and a genuine commitment to your well-being. We understand that every family is unique, which is why every solution we offer is carefully tailored to your specific circumstances.
No matter where you are on your financial journey, we are here to guide you. From your first policy to your complete retirement planning, we are your trusted partner at every stage of life.
Take the first step today. Contact us for a free, no-obligation consultation. Discover how we can help you protect what you value most and build the secure future you and your family deserve.

Med Advisors, Inc. — Protecting your present, securing your future
Med Advisors, Inc. | 1 (305) 399-9096 | [email protected] | medadvisorsgroup.com
Your Future Begins Today
Peace of mind is priceless, but protection has an accessible cost. Every day you wait is a day without the security your family deserves. Whether you need Medicare, life insurance, retirement planning, or any of our services, the time to act is now.
At Med Advisors, Inc., we don't just sell insurance policies. We build lasting relationships based on trust, respect, and a genuine commitment to your well-being. We understand that every family is unique, and that's why every solution we offer is carefully tailored to your specific circumstances.
No matter where you are in your financial journey, we are here to guide you. From your first policy to comprehensive retirement planning, we are your reliable partner at every stage of life.
Take the first step today. Contact us for a free, no-obligation consultation. Discover how we can help you protect what you value most and build the secure future you and your family deserve.

Med Advisors, Inc. — Protecting your present, securing your future
Med Advisors, Inc. | 1 (305) 399-9096 | [email protected] | medadvisorsgroup.com